Credit Building Blueprint

Rebuilding credit is a very frustrating task. Trust me, I’ve been there before. It’s extremely difficult to get approved for new credit cards and loans when you have less than perfect credit. FICO suggests having a good mix of accounts will boost your credit scores. This includes mortgages, credit cards, loans, and lines of credit. I’ve compiled a list of banks that extends lines of credit to those with imperfections on their credit reports.

 Credit cards…

Finger hut

Chime (Credit Builder)

Capital one (use the pre-approval tool)

Discover (use the pre-approval tool)

Indigo

Surge credit 

Applied bank

Milestone bank

Destiny

Fit

Reflex

First digital

First national

Installment accounts…

Self

Upgrade

Upstart

LendingPoint

OneMain Financial

Avant

Oportun

OppLoans